Key Takeaways: Trump Accounts are new investment accounts for kids under 18, invested in low-cost index funds and managed by a parent until adulthood. Children born between January 1, 2025 and December 31, 2028 get a one-time $1,000 seed deposit from the U.S....
Brian Brammer
Who Will Pay for Social Security’s Shortfall? What Workers and Retirees Need to Know
Social Security has a money problem that lawmakers can no longer ignore. According to current projections, Social Security’s trust funds are expected to run out of reserves within the next decade. That doesn’t mean Social Security is going bankrupt, but if nothing...
TrumpIRA.gov: What It Means for Workers Without a Retirement Plan
Saving for the future has felt like an uphill battle for many Americans lately. Inflation is still up, gas prices aren’t budging, and many workers are cutting back on 401(k) contributions just to put more money in their pockets. But for roughly 56 million Americans,...
Smart Retirement Strategies Every Small Business Owner Should Know
As a small business owner, you don’t have a built-in employer-matching plan to lean on for retirement planning. But you do have control over building wealth over time, and small business owners have access to some of the best retirement tools available. The key is...
Why Couples Should Coordinate Their 401(k)s to Build More Retirement Wealth
When it comes to planning for retirement, most couples can agree to save as much as possible. But when each spouse focuses on their own 401(k), without thinking much about how the two plans work together, they could miss out on valuable employer matching money. Here’s...
Small Business Tax Breaks: Retroactive Deductions and Expanded Credits for Tax Year 2025
The One Big Beautiful Bill (OBBB) delivers several retroactive and expanded tax breaks for 2025 that could lower your tax bill in a significant way. Here are the deductions and credits that could save their business money. Section 179 Deduction Section 179 lets you...
How The One Big Beautiful Bill Could Change Your Tax Return
The One Big Beautiful Bill (OBBB), signed into law last July, brings real changes to how Americans file taxes. For the average taxpayer, you could be keeping more of your income, whether from tips, overtime, family expenses, or retirement. Here’s how the OBBB is...
