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How to Make the Most of Your 529 Plan

529 educational savings plans allow an account holder to invest their money for a beneficiary in high-growth assets such as stocks, and withdraw the funds tax-free for qualifying educational expenses, like tuition, fees, and textbooks. With college costs on the rise, it’s imperative to make the most of these...... Read More

Brokerage Accounts are Trending. Here Are the Pros and Cons

The amount of investors using brokerage accounts has increased in recent years as savers look to maximize emergency funds. Read on to learn what a brokerage account is, the pros and cons of using one, and if it could be right for you. What is a Brokerage Account? A...... Read More

Small Business Expansion: Options for Commercial Real Estate Loans

So you’re ready to take that big step and embark on a brick-and-mortar venture, or maybe you’re ready to expand your thriving brick-and-mortar business. If you’re looking to move into a commercial space or heavily renovate the space you’re in now, you’ll likely need a commercial real estate loan,...... Read More

How to Avoid Paying Capital Gains Tax When You Sell Your Home

Taxes are an inevitable part of the process when selling your home, but a few strategies and in-the-know tips can help you minimize the amount you pay on your profits – also called capital gains tax. What Is Capital Gains Tax? When you sell property for more than you...... Read More

401(k) Management: The Foundation for a Golden Retirement

The most common retirement plan offered by employers is the 401(k), which puts a portion of your paycheck, often along with an employer-sponsored incentive in the form of a percent match, into an account. You can set this account to a target date fund, or you can take a...... Read More

How Your Small Business Could Be Saving More Money

Nearly every small business is subject to nonessential expenses that effectively make them less efficient and profitable. Some expenses may seem small, but they add up over time. Below are some tips in frugality that can have a positive impact on your bottom line. Rainy Day Savings It’s wise...... Read More

Could the SECURE Act Affect Your Retirement?

Congress has noticed that American workers generally don’t have enough saved for retirement and has decided to address the issue with the Setting Every Community Up for Retirement Enhancement or SECURE Act, which aims to improve the nation’s retirement system. With bipartisan support the bill recently passed in the...... Read More

8 Tips to Stop Living Paycheck to Paycheck

More than three-quarters of full-time workers live paycheck-to-paycheck, and one in 10 workers making $100,000 or more say they’re stuck in the paycheck-to-paycheck cycle. If you’re managing to stash away funds for retirement and emergencies, living paycheck to paycheck isn’t necessarily concerning, but according to Bankrate, a quarter of...... Read More

How to Ensure Your Company Maintains Good Bank Credit

Bank credit is the amount of funds a business can borrow from a bank. It’s a subset of business credit, which is the total amount of money a business can get from all different types of creditors, such as credit card companies, credit unions, leasing companies, and suppliers (called...... Read More

How to Spring Clean Your Personal Finances

Spring cleaning is about taking stock of your belongings, analyzing what to keep, what to donate or sell, and what to clean or fix up. But don’t forget to extend your cleaning to your personal budget, finances, and paper files. Read on for a few tips to get started....... Read More
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