Americans are turning to AI for all kinds of advice these days, and that includes money advice. This makes sense. Professional advice is expensive, especially when someone just wants to know, “Am I saving enough money for the future?” or “Should I pay off debt before...
Rob Yeend
Inherited an IRA? Here’s How to Manage the 10-Year Rule and Reduce Taxes
If you’ve inherited an IRA in recent years, you should be aware that the SECURE Act, passed in 2019, changed how many beneficiaries need to handle this inheritance. What used to be a generous benefit that could last decades now comes with a strict deadline that can...
Expanded HSA Eligibility in 2026 Could Benefit Millions of Americans
Health Savings Accounts (HSAs) are a smart way to handle medical costs. And thanks to new rules in the One Big Beautiful Bill (OBBB), many Americans who previously didn’t qualify can now open and fund an HSA. Here’s what’s changing. HSAs: A Quick Refresher An HSA is a...
These Proposed Social Security Updates Aim To Protect Identity Theft Victims and Simplify Retirement Claiming Ages
The House of Representatives recently passed three bills aimed at improving Social Security services, particularly for retirees and identity theft victims. The Social Security Administration (SSA) is supposed to be a resource for Americans, even before they collect...
Financial Security Starts With an Emergency Fund. How To Build One (And Where To Keep It Safely)
An emergency fund is a safety net for when life happens. A job loss, a car breakdown, an unexpected medical expense. These costs can hit out of nowhere, so an emergency fund is one of the smartest financial tools you can have. It provides breathing room when things go...
Tax Changes Under Trump’s One Big Beautiful Bill: What’s New in 2025 and Beyond
President Trump’s One Big Beautiful Bill (OBBB) implements tax changes designed to simplify filing and keep more earnings in Americans’ pockets. The law adjusts how the IRS treats certain types of income, updates annual gift limits, raises the estate tax exemption,...
A Small Business Guide to Charitable Tax Giving: How to Support Causes and Maximize Tax Benefits
Many small business owners want to give back by supporting causes that are important to them. Enter charitable donations – a way to give back while building trust with customers and employees, improving your brand visibility in the community, and lowering your tax...
