According to the 2026 Planning and Progress Study by Northwestern Mutual, the average American now believes they’ll need $1.46 million to retire comfortably. That’s a $200,000 jump from last year. For many Americans, this upward trend is unsettling. But Americans...
Rob Yeend
Lawmakers Push Tax-Free Income Proposals That Could Affect Millions of Americans
As lawmakers look to the 2026 midterm elections, tax relief is back in the conversation. Two new proposals aim to lower taxes for low- and middle-income households by reducing how much income is taxed in the first place. Both plans have different approaches, but they...
How AI is Changing the Way Americans Manage Their Money
Americans are turning to AI for all kinds of advice these days, and that includes money advice. This makes sense. Professional advice is expensive, especially when someone just wants to know, “Am I saving enough money for the future?” or “Should I pay off debt before...
Inherited an IRA? Here’s How to Manage the 10-Year Rule and Reduce Taxes
If you’ve inherited an IRA in recent years, you should be aware that the SECURE Act, passed in 2019, changed how many beneficiaries need to handle this inheritance. What used to be a generous benefit that could last decades now comes with a strict deadline that can...
Expanded HSA Eligibility in 2026 Could Benefit Millions of Americans
Health Savings Accounts (HSAs) are a smart way to handle medical costs. And thanks to new rules in the One Big Beautiful Bill (OBBB), many Americans who previously didn’t qualify can now open and fund an HSA. Here’s what’s changing. HSAs: A Quick Refresher An HSA is a...
These Proposed Social Security Updates Aim To Protect Identity Theft Victims and Simplify Retirement Claiming Ages
The House of Representatives recently passed three bills aimed at improving Social Security services, particularly for retirees and identity theft victims. The Social Security Administration (SSA) is supposed to be a resource for Americans, even before they collect...
Financial Security Starts With an Emergency Fund. How To Build One (And Where To Keep It Safely)
An emergency fund is a safety net for when life happens. A job loss, a car breakdown, an unexpected medical expense. These costs can hit out of nowhere, so an emergency fund is one of the smartest financial tools you can have. It provides breathing room when things go...
