When you’ve reached the limit on your credit card, you’ve maxed it out. This can have significant long-term consequences on your credit score and overall financial well-being. In this article, we discuss how maxed-out credit cards affect your overall credit health as...
After the collapse of the Silicon Valley Bank, the Federal Reserve warned that the recent upheaval in the banking sector will likely lead to tighter credit conditions for individuals and businesses. Below we’ll go over some the effects the current state of the banking...
If you have to question if you’re living beyond your means, chances are that you are, in fact, living beyond your means. Not only is it a woefully easy trap to fall into, but you might not even notice you’ve fallen at first. Read on for signs that you’re headed for...
Your Business. Your Family. Our Priority.
A company owners’ potential for personal financial security usually depends on the success of the business. Our commitment and responsibility is to help keep your business running smoothly and to help achieve your personal financial goals. Whether you are a business or an individual, our specialized staff will provide you with assistance in all your tax, reporting, financial and business affairs.
We're proud members of:
Brammer & Yeend is an independently owned and operated member firm of CPA Connect, a companion association to CPAmerica International
Financial information and reporting should not be a diversion for business owners, instead, financial information should be accurate, available, and insightful. We leverage experience and technology to provide business owners with dynamic resources and management tools.
Our personal services are designed to help busy, successful families manage their finances and grow their wealth with confidence and peace of mind. We do this by working together with our business solutions, allowing us to partner with clients and coordinate business and personal planning in order to meet their most important goals.
We strive to provide excellent service and solutions that fit our client’s specific needs and are industry appropriate. Our experienced CPAs have worked with clients in a variety of industries and understand the intricacies of each and apply the best solution possible. Over the years we have serviced clients in industries including agribusiness, retail, construction, manufacturing, food & beverage and many more. Below are some of our industries where we have specialized experience and expertise.
For small business owners looking to expand operations, invest in equipment, or stabilize cash flow, access to the right financing can make all the difference. Business term loans are one of the most common forms of funding available—and for good reason. These loans...
If you get paid through PayPal, Venmo, or CashApp for freelance work, side gigs, or online reselling, it’s important to know how IRS rules are changing in 2025. With stricter reporting requirements taking effect, even a small amount of side income could lead to tax...
The U.S. Small Business Administration (SBA) has launched a new program through its “Made in America” campaign to help small businesses grow and support American manufacturing. This effort focuses on two main goals: making it easier for business owners to get loans...
With the economy facing ups and downs—from rising interest rates to inflation and global trade issues—many Americans are reevaluating how they plan for retirement. One option that more people are exploring is converting traditional retirement accounts to a Roth IRA....
A tax refund is a great opportunity to strengthen your financial future rather than splurge on non-essentials. Use it wisely by building an emergency fund, paying off high-interest debt, and improving your overall financial stability. Making smart choices now can help you save more, reduce financial stress, and achieve long-term security.
The Social Security Fairness Act of 2025 restores benefits to retirees affected by WEP and GPO, providing many with retroactive Social Security payments. However, these lump-sum payments can significantly impact taxable income, potentially pushing recipients into a higher tax bracket. Understanding the tax implications and exploring strategies like the IRS lump-sum election can help retirees minimize their tax burden.
Keeping an open line of communication is important to us. We invite you to reach out to us either by phone, email, or this form to ask questions, request an appointment or talk about any finance-related matter that comes to your mind.
317-398-9753
8 Public Square
Shelbyville, IN, 46176
Your Business. Your Family. Our Priority.
A company owners’ potential for personal financial security usually depends on the success of the business. Our commitment and responsibility is to help keep your business running smoothly and to help achieve your personal financial goals. Whether you are a business or an individual, our specialized staff will provide you with assistance in all your tax, reporting, financial and business affairs.
We're proud members of:
Brammer & Yeend is an independently owned and operated member firm of CPA Connect, a companion association to CPAmerica International
Financial information and reporting should not be a diversion for business owners, instead, financial information should be accurate, available, and insightful. We leverage experience and technology to provide business owners with dynamic resources and management tools.
Our personal services are designed to help busy, successful families manage their finances and grow their wealth with confidence and peace of mind. We do this by working together with our business solutions, allowing us to partner with clients and coordinate business and personal planning in order to meet their most important goals.
We strive to provide excellent service and solutions that fit our client’s specific needs and are industry appropriate. Our experienced CPAs have worked with clients in a variety of industries and understand the intricacies of each and apply the best solution possible. Over the years we have serviced clients in industries including agribusiness, retail, construction, manufacturing, food & beverage and many more. Below are some of our industries where we have specialized experience and expertise.
For small business owners looking to expand operations, invest in equipment, or stabilize cash flow, access to the right financing can make all the difference. Business term loans are one of the most common forms of funding available—and for good reason. These loans...
If you get paid through PayPal, Venmo, or CashApp for freelance work, side gigs, or online reselling, it’s important to know how IRS rules are changing in 2025. With stricter reporting requirements taking effect, even a small amount of side income could lead to tax...
The U.S. Small Business Administration (SBA) has launched a new program through its “Made in America” campaign to help small businesses grow and support American manufacturing. This effort focuses on two main goals: making it easier for business owners to get loans...
With the economy facing ups and downs—from rising interest rates to inflation and global trade issues—many Americans are reevaluating how they plan for retirement. One option that more people are exploring is converting traditional retirement accounts to a Roth IRA....
A tax refund is a great opportunity to strengthen your financial future rather than splurge on non-essentials. Use it wisely by building an emergency fund, paying off high-interest debt, and improving your overall financial stability. Making smart choices now can help you save more, reduce financial stress, and achieve long-term security.
The Social Security Fairness Act of 2025 restores benefits to retirees affected by WEP and GPO, providing many with retroactive Social Security payments. However, these lump-sum payments can significantly impact taxable income, potentially pushing recipients into a higher tax bracket. Understanding the tax implications and exploring strategies like the IRS lump-sum election can help retirees minimize their tax burden.
Keeping an open line of communication is important to us. We invite you to reach out to us either by phone, email, or this form to ask questions, request an appointment or talk about any finance-related matter that comes to your mind.
317-398-9753
8 Public Square
Shelbyville, IN, 46176
