The two most popular choices for retirement accounts are the 401(k) and the individual retirement account (IRA). Both types of retirement accounts have their advantages, but there are a few reasons why a Roth IRA might edge out a 401(k) in the race to retirement. Read...
roth ira
Should You Consider a Roth Conversion?
The idea of paying taxes on retirement savings sooner rather than later might seem like an ill-advised idea (who knows what the future’s tax rates will be?), but when it comes to a Roth IRA, which is funded with after-tax dollars, it could actually be a smart move for...
Saving Beyond a 401(K)
Whether you don’t have access to a workplace retirement plan, or you just don’t know how to begin saving beyond your employer-provided 401(K), the hard truth is that nearly half of Americans aren’t saving enough for retirement. The goal when saving for retirement is to minimize tax liabilities and maximize earning potential. Below are a […]
Why Millennials Should Invest in a Roth IRA
So you’ve reached the time in life where you’re out of college, in your first or second full-time job, maybe single, married, or just had your first child. Regardless of what “stage” you’re in, you are probably classified by most as being from the “Millennial” generation. You may be thinking that you’ve just barely entered […]
