When you’ve reached the limit on your credit card, you’ve maxed it out. This can have significant long-term consequences on your credit score and overall financial well-being. In this article, we discuss how maxed-out credit cards affect your overall credit health as...
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8 Tips to Stop Living Paycheck to Paycheck
More than three-quarters of full-time workers live paycheck-to-paycheck, and one in 10 workers making $100,000 or more say they’re stuck in the paycheck-to-paycheck cycle. If you’re managing to stash away funds for retirement and emergencies, living paycheck to paycheck isn’t necessarily concerning, but according to Bankrate, a quarter of Americans still don’t have so much […]
How to Spring Clean Your Personal Finances
Spring cleaning is about taking stock of your belongings, analyzing what to keep, what to donate or sell, and what to clean or fix up. But don’t forget to extend your cleaning to your personal budget, finances, and paper files. Read on for a few tips to get started. Evaluate Money Coming In and Going […]
How to Effectively Protect Your Identity After Equifax
As many as 143 million Americans may have been affected by Equifax’s major data breach earlier this year, though the company has yet to divulge specifics about the individuals who were impacted. Since no one can say with certainty who was or was not affected, any individual with credit would be wise to take protective […]