The combination of rising living costs, unexpected expenses, and reliance on credit cards has led to a significant increase in personal debt among Americans. As of early 2024, American household debt has surged from $16.9 trillion in 2022 to $17.69 trillion. While the...
In today’s complex and unpredictable financial environment, families face numerous financial responsibilities that require careful management. From saving for their children’s education to ensuring a comfortable retirement, maintaining a family’s financial health...
Utilizing a 401(k) loan is a common method for navigating financial challenges. A 401(k) loan offers distinct advantages, such as lenient credit requirements and interest payments redirected back to your own account. Despite these benefits, there are notable drawbacks...
Navigating the complexities of Social Security benefits becomes increasingly important for effective financial planning as you approach retirement. By strategizing thoughtfully and making informed decisions, you can optimize your Social Security payments, helping to...
Eligible families may see a boost in child tax credits as a bipartisan bill known as the Tax Relief for American Families and Workers Act of 2024 progresses through the legislative process. Here’s an overview of the tax bill and what it could mean for American...
Each year, adjustments are made to the Social Security program to ensure that benefits remain in sync with changes in inflation and wages. The annual revisions for 2024 took effect this month. The majority of these changes have the potential to affect benefit payments...
A 529 plan is widely recognized as an optimal strategy for funding your child’s higher education. With a recent federal law coming into play this year, 529 plans have gained added allure as a savings tool. In this article, we’ll delve into the details of this...
Your Business. Your Family. Our Priority.
A company owners’ potential for personal financial security usually depends on the success of the business. Our commitment and responsibility is to help keep your business running smoothly and to help achieve your personal financial goals. Whether you are a business or an individual, our specialized staff will provide you with assistance in all your tax, reporting, financial and business affairs.
We're proud members of:
Brammer & Yeend is an independently owned and operated member firm of CPA Connect, a companion association to CPAmerica International
Financial information and reporting should not be a diversion for business owners, instead, financial information should be accurate, available, and insightful. We leverage experience and technology to provide business owners with dynamic resources and management tools.
Our personal services are designed to help busy, successful families manage their finances and grow their wealth with confidence and peace of mind. We do this by working together with our business solutions, allowing us to partner with clients and coordinate business and personal planning in order to meet their most important goals.
We strive to provide excellent service and solutions that fit our client’s specific needs and are industry appropriate. Our experienced CPAs have worked with clients in a variety of industries and understand the intricacies of each and apply the best solution possible. Over the years we have serviced clients in industries including agribusiness, retail, construction, manufacturing, food & beverage and many more. Below are some of our industries where we have specialized experience and expertise.
For small business owners looking to expand operations, invest in equipment, or stabilize cash flow, access to the right financing can make all the difference. Business term loans are one of the most common forms of funding available—and for good reason. These loans...
If you get paid through PayPal, Venmo, or CashApp for freelance work, side gigs, or online reselling, it’s important to know how IRS rules are changing in 2025. With stricter reporting requirements taking effect, even a small amount of side income could lead to tax...
The U.S. Small Business Administration (SBA) has launched a new program through its “Made in America” campaign to help small businesses grow and support American manufacturing. This effort focuses on two main goals: making it easier for business owners to get loans...
With the economy facing ups and downs—from rising interest rates to inflation and global trade issues—many Americans are reevaluating how they plan for retirement. One option that more people are exploring is converting traditional retirement accounts to a Roth IRA....
A tax refund is a great opportunity to strengthen your financial future rather than splurge on non-essentials. Use it wisely by building an emergency fund, paying off high-interest debt, and improving your overall financial stability. Making smart choices now can help you save more, reduce financial stress, and achieve long-term security.
The Social Security Fairness Act of 2025 restores benefits to retirees affected by WEP and GPO, providing many with retroactive Social Security payments. However, these lump-sum payments can significantly impact taxable income, potentially pushing recipients into a higher tax bracket. Understanding the tax implications and exploring strategies like the IRS lump-sum election can help retirees minimize their tax burden.
Keeping an open line of communication is important to us. We invite you to reach out to us either by phone, email, or this form to ask questions, request an appointment or talk about any finance-related matter that comes to your mind.
317-398-9753
8 Public Square
Shelbyville, IN, 46176
Your Business. Your Family. Our Priority.
A company owners’ potential for personal financial security usually depends on the success of the business. Our commitment and responsibility is to help keep your business running smoothly and to help achieve your personal financial goals. Whether you are a business or an individual, our specialized staff will provide you with assistance in all your tax, reporting, financial and business affairs.
We're proud members of:
Brammer & Yeend is an independently owned and operated member firm of CPA Connect, a companion association to CPAmerica International
Financial information and reporting should not be a diversion for business owners, instead, financial information should be accurate, available, and insightful. We leverage experience and technology to provide business owners with dynamic resources and management tools.
Our personal services are designed to help busy, successful families manage their finances and grow their wealth with confidence and peace of mind. We do this by working together with our business solutions, allowing us to partner with clients and coordinate business and personal planning in order to meet their most important goals.
We strive to provide excellent service and solutions that fit our client’s specific needs and are industry appropriate. Our experienced CPAs have worked with clients in a variety of industries and understand the intricacies of each and apply the best solution possible. Over the years we have serviced clients in industries including agribusiness, retail, construction, manufacturing, food & beverage and many more. Below are some of our industries where we have specialized experience and expertise.
For small business owners looking to expand operations, invest in equipment, or stabilize cash flow, access to the right financing can make all the difference. Business term loans are one of the most common forms of funding available—and for good reason. These loans...
If you get paid through PayPal, Venmo, or CashApp for freelance work, side gigs, or online reselling, it’s important to know how IRS rules are changing in 2025. With stricter reporting requirements taking effect, even a small amount of side income could lead to tax...
The U.S. Small Business Administration (SBA) has launched a new program through its “Made in America” campaign to help small businesses grow and support American manufacturing. This effort focuses on two main goals: making it easier for business owners to get loans...
With the economy facing ups and downs—from rising interest rates to inflation and global trade issues—many Americans are reevaluating how they plan for retirement. One option that more people are exploring is converting traditional retirement accounts to a Roth IRA....
A tax refund is a great opportunity to strengthen your financial future rather than splurge on non-essentials. Use it wisely by building an emergency fund, paying off high-interest debt, and improving your overall financial stability. Making smart choices now can help you save more, reduce financial stress, and achieve long-term security.
The Social Security Fairness Act of 2025 restores benefits to retirees affected by WEP and GPO, providing many with retroactive Social Security payments. However, these lump-sum payments can significantly impact taxable income, potentially pushing recipients into a higher tax bracket. Understanding the tax implications and exploring strategies like the IRS lump-sum election can help retirees minimize their tax burden.
Keeping an open line of communication is important to us. We invite you to reach out to us either by phone, email, or this form to ask questions, request an appointment or talk about any finance-related matter that comes to your mind.
317-398-9753
8 Public Square
Shelbyville, IN, 46176
