Over the last year inflation climbed to the highest rate in decades. The combination of supply and labor shortages, hefty amounts of federal aid, ultra-low interest rates, and strong consumer spending sent inflation soaring. With little indication that it will slow...
savings
Best Options for Your 401(K) When You Change Jobs
Leaving one job for another can be an exciting move, but changing companies can present some logistical challenges, such as what to do with your old 401(k) plan. While you have options to choose from, some may be better than others. Leave It With Your Former Employer...
If You Plan to Retire in the Next Five Years, Take These Steps Now
Planning for a comfortable and secure retirement is a multistep process that is complicated and can take decades of preparation. If you are getting close to retiring, the following steps are ones you can take now to help prepare you for life in retirement. Build Your...
Should You Consider a Roth Conversion?
The idea of paying taxes on retirement savings sooner rather than later might seem like an ill-advised idea (who knows what the future’s tax rates will be?), but when it comes to a Roth IRA, which is funded with after-tax dollars, it could actually be a smart move for...
How to Break Through Budget Barriers
If you want to get out of debt and start planning for a solid financial future, there’s simply no way around the fact that creating a feasible budget with sticking power is the surest path forward. Here are some common budget barriers and how to move past them. Not...
Tax Tips to Implement Before the New Year
The end of 2019 is quickly approaching, and in keeping with the changes implemented by the Tax Cuts and Jobs Act, focusing on lowering taxable income rather than maximizing tax deductions remains a good move for most working Americans. Read on for a few key moves to...
2018 Smart Money Strategies – Part 1
The start of a new year is all about resolutions right? Whether your resolution is to workout more, eat better, clear up your busy calendar or clean up your finances, many use the new year as an opportunity to hit the refresh button on their life. Studies have shown that financial resolutions can be highly […]